{"id":6010,"date":"2019-10-18T10:28:26","date_gmt":"2019-10-18T15:28:26","guid":{"rendered":"https:\/\/www.mcneese.edu\/?page_id=6010"},"modified":"2025-07-24T11:59:16","modified_gmt":"2025-07-24T16:59:16","slug":"student-loans-101","status":"publish","type":"page","link":"https:\/\/www.mcneese.edu\/financial-aid\/student-loans-101\/","title":{"rendered":"Student Loans 101"},"content":{"rendered":"\n<h3 class=\"wp-block-heading display-3\"><strong>What are Student Loans?<\/strong><\/h3>\n\n\n\n<p>Student loans are funds borrowed to pay for tuition and other university expenses, and must be repaid with interest. While both the federal government and private institutions offer student loans, federal loans have benefits like fixed interest rates and income-driven repayment plans. Before looking into private loans, you should explore all your options for federal student aid.<strong> <\/strong>Find out how much you qualify for by filling out a Free Application for Federal Student Aid (FAFSA). <\/p>\n\n\n\n<p>There\nare two main types of federal student loans:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Direct Subsidized Loans <\/strong>(also known as Direct Stafford Loans or Stafford Loans) \u2013 Students with a demonstrated financial need (determined by FAFSA) may qualify for subsidized student loans. In this type of loan, students do not have to pay interest on loans while enrolled or during a six month grace period after graduation.<\/li>\n\n\n\n<li><strong>Direct Unsubsidized Loans<\/strong> \u2013 Regardless of financial need, all students qualify for unsubsidized loans. With this type of loan, students are responsible for making interest payments on loans while enrolled.&nbsp; <\/li>\n<\/ul>\n\n\n\n<p>What loans you qualify for also vary based on how many credit hours you have, and whether you are an independent or dependent student. Continuing and transfer students may apply if they have earned the required number of hours each year with a grade point average of at least 2.0.<\/p>\n\n\n\n<div class=\"wp-block-group has-background\" style=\"background-color:#edf7ff\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p><a href=\"https:\/\/www.mcneese.edu\/financial-aid\/private-ed-loan-disclosure\/\" data-type=\"link\" data-id=\"https:\/\/www.mcneese.edu\/financial-aid\/private-ed-loan-disclosure\/\">Private Education Loan Disclosure<\/a><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading display-3\" id=\"indeDepend\">Independent or Dependent?<\/h3>\n\n\n\n<div class=\"block_6cece1f49918e15cc7caa608192899cc acfb_toggle_block has-toggle\">\n<style>\n.block_6cece1f49918e15cc7caa608192899cc {\n                                                       }\n.block_6cece1f49918e15cc7caa608192899cc .acfb_toggle_title{\n    background: #f3f4f5;\n    color: #191e23;\n        font-size: px;\n                text-align: left;\n }   \n\n.block_6cece1f49918e15cc7caa608192899cc .acfb_toggle_title:hover{\n    background: #e0e0e0;\n    color: #191e23;\n }   \n\n .block_6cece1f49918e15cc7caa608192899cc .acfb_toggle_content {\n    background: #f3f4f5;\n    color: #191e23;\n        font-size: px;\n            }\n<\/style>\n\n<button class=\"acfb_toggle_title\">Am I an Independent or Dependent Student?<\/button>\n<div class=\"acfb_toggle_content\"><!-- wp:paragraph -->\r\n<h4 class=\"display-4 heavy\">You&#8217;re an Independent Student if you&#8217;re one of the following:<\/h4>\r\n<p>\r\n\u2022 at least 24 years old\r\n<br>\r\n\u2022 married\r\n<br>\r\n\u2022 have legal dependents other than a spouse\r\n<br>\r\n\u2022 a graduate or professional student\r\n<br>\r\n\u2022 a veteran or a member of the armed forces\r\n<br>\r\n\u2022 an orphan\r\n<br>\r\n\u2022 a ward of the court\r\n<br>\r\n\u2022 an emancipated minor or \r\n<br>\r\n\u2022 someone who is homeless or at risk of becoming homeless\r\n<\/p>\r\n<!-- \/wp:paragraph -->\r\n<em>If you don\u2019t meet the following criteria, you\u2019re considered a <strong>dependent student<\/strong>, and your parents might qualify for a <a href=\"#plusLoan\" title=\"See Plus Loan Details\">PLUS loan.<\/a><\/em><\/div>\n\n\n<\/div><!-- Uid -->\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"FAFSA: Determining Your Dependency Status\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/dEbxaRjlLus?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h3 class=\"wp-block-heading display-3\"><strong>Qualifying for Student Loans<\/strong><\/h3>\n\n\n\n<p>No matter the type of direct loan, you must maintain Satisfactory Academic Progress (SAP) and be enrolled for at least 6 credit hours to qualify for federal student loans. While you can potentially qualify for both subsidized and unsubsidized loans, there are annual limits on the amount you may be eligible to receive each year. <\/p>\n\n\n\n<p>There are also limits on the total amounts that you may borrow during your education as an undergraduate or graduate student (also known as aggregate limits). If you reach the aggregate limit, you won\u2019t qualify for any more loans unless you start repaying your loans.<\/p>\n\n\n\n<p>Remember, these numbers are the <em>maximum<\/em> amounts &#8212; the loan amount you\nare eligible for may be less than what\u2019s listed here. Fill out and submit your\nFAFSA early to know exactly what you qualify for. <\/p>\n\n\n\n<p><strong>Entrance Counseling\u202f<\/strong>\u202f&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All first-time borrowers with less than 30 hours earned AND\/OR all first-time borrowers at McNeese (regardless of hours earned) must complete Entrance Counseling at <a href=\"https:\/\/studentaid.gov\/entrance-counseling\/\" target=\"_blank\" rel=\"noreferrer noopener\">Entrance Counseling | Federal Student Aid<\/a> before loans will be originated.\u202f&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Master Promissory Note\u202f\u202f&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All student loan borrowers must complete and submit a Master Promissory Note (MPN) electronically at <a href=\"https:\/\/studentaid.gov\/mpn\/\" target=\"_blank\" rel=\"noreferrer noopener\">Completing a Master Promissory Note | Federal Student Aid<\/a>\u202f&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"block_8a9b9a4ba5e9e775b7288da5e4a2346a acfb_tabs_block has-tab\">\n<style>\n\n.block_8a9b9a4ba5e9e775b7288da5e4a2346a {\n                                                   }\n\n.block_8a9b9a4ba5e9e775b7288da5e4a2346a ul li{ \n    background: #e0e0e0; \n}\n\n.block_8a9b9a4ba5e9e775b7288da5e4a2346a ul li a {\n        font-size: 16px;\n                color: #191e23; \n}\n\n.block_8a9b9a4ba5e9e775b7288da5e4a2346a ul li.active {\n    background: #f4f4f4;\n}\n\n.block_8a9b9a4ba5e9e775b7288da5e4a2346a ul li.active a { \n    color: #191e23;\n}\n\n.block_8a9b9a4ba5e9e775b7288da5e4a2346a .acfb_tab_content{ \n    background: #f4f4f4; \n    color: #191e23; \n        font-size: 16px;\n                padding-top: 20px;\n    padding-bottom: 20px;\n    padding-left: 20px;\n    padding-right: 20px;\n}\n<\/style>\n\n    <ul>\n            <li>\n            <a href=\"#tab_8a9b9a4ba5e9e775b7288da5e4a2346a-1\" class=\" acfb_tab_title\">Dependent Students<\/a>     \n        <\/li>\n            <li>\n            <a href=\"#tab_8a9b9a4ba5e9e775b7288da5e4a2346a-2\" class=\" acfb_tab_title\">Independent Students<\/a>     \n        <\/li>\n        <\/ul>\n\n        <div id=\"tab_8a9b9a4ba5e9e775b7288da5e4a2346a-1\" class=\"acfb_tab_content\">        \n      <div class=\"table-responsive\">\r\n<table class=\"table table-striped\"><tbody><tr><td>\r\n  Year\r\n  <\/td><td>\r\n  Subsidized Limit\r\n  <\/td><td>\r\n  Annual Limit (includes both\r\n  subsidized and unsubsidized loan amounts)\r\n  <\/td><\/tr><tr><td>\r\n  Freshmen (under 30 hrs.)\r\n  <\/td><td>\r\n  $3,500\r\n  <\/td><td>\r\n  $5,500\r\n  <\/td><\/tr><tr><td>\r\n  Sophomore (over 30 hrs., under 60)\r\n  <\/td><td>\r\n  $4,500\r\n  <\/td><td>\r\n  $6,500\r\n  <\/td><\/tr><tr><td>\r\n  Junior (over 60 hrs., under 90)\r\n  <\/td><td>\r\n  $5,500\r\n  <\/td><td>\r\n  $7,500\r\n  <\/td><\/tr><tr><td>\r\n  Senior (over 90)\r\n  <\/td><td>\r\n  $5,500\r\n  <\/td><td>\r\n  $7,500\r\n  <\/td><\/tr><tr><td>\r\n  &nbsp;\r\n  <\/td><td>\r\n  &nbsp;\r\n  <\/td><td>\r\n  &nbsp;\r\n  <\/td><\/tr><tr><td>\r\n  Aggregate Loan Limit\r\n  <\/td><td>\r\n  $23,000\r\n  <\/td><td>\r\n  $31,000\r\n  <\/td><\/tr><\/tbody><\/table><\/div>    <\/div>\n        <div id=\"tab_8a9b9a4ba5e9e775b7288da5e4a2346a-2\" class=\"acfb_tab_content\">        \n      (and dependent students whose parents don\u2019t qualify for PLUS loans)\r\n<div class=\"table-responsive\">\r\n<table class=\"table table-striped\"><tbody><tr><td>\r\n  Year\r\n  <\/td><td>\r\n  Subsidized Limit\r\n  <\/td><td>\r\n  Annual Limit (includes both\r\n  subsidized and unsubsidized loans)\r\n  <\/td><\/tr><tr><td>\r\n  Freshmen (under 30 hrs.)\r\n  <\/td><td>\r\n  $3,500\r\n  <\/td><td>\r\n  $9,500\r\n  <\/td><\/tr><tr><td>\r\n  Sophomore (over 30 hrs., under 60)\r\n  <\/td><td>\r\n  $4,500\r\n  <\/td><td>\r\n  $10,500\r\n  <\/td><\/tr><tr><td>\r\n  Junior (over 60 hrs., under 90)\r\n  <\/td><td>\r\n  $5,500\r\n  <\/td><td>\r\n  $12,500\r\n  <\/td><\/tr><tr><td>\r\n  Senior (over 60 hrs., under 90)\r\n  <\/td><td>\r\n  $5,500\r\n  <\/td><td>\r\n  $12,500\r\n  <\/td><\/tr><tr><td>\r\n  &nbsp;\r\n  <\/td><td>\r\n  &nbsp;\r\n  <\/td><td>\r\n  &nbsp;\r\n  <\/td><\/tr><tr><td>\r\n  Professional or Graduate Student\r\n  <\/td><td>\r\n  N\/A\r\n  <\/td><td>\r\n  $20,500 \r\n  <\/td><\/tr><tr><td>\r\n  &nbsp;\r\n  <\/td><td>\r\n  &nbsp;\r\n  <\/td><td>\r\n  &nbsp;\r\n  <\/td><\/tr><tr><td>\r\n  Total Undergraduate Aggregate Loan\r\n  Limit\r\n  <\/td><td>\r\n  $23,000\r\n  <\/td><td>\r\n  $57,000\r\n  <\/td><\/tr><tr><td>\r\n  Total Professional or Graduate\r\n  Student Aggregate Loan Limit\r\n  <\/td><td>\r\n  $65,500 (includes all loans\r\n  received in undergraduate study)\r\n  <\/td><td>\r\n  $138,500 (includes all loans\r\n  received in undergraduate study)\r\n  <\/td><\/tr><\/tbody><\/table><\/div>\r\n    <\/div>\n    \n<\/div><!-- Uid -->\n\n\n<br>\n\n\n\n<h3 class=\"wp-block-heading display-3\" id=\"plusLoan\"><strong>PLUS Loans<\/strong><\/h3>\n\n\n\n<p>PLUS loans are available to qualifying parents of dependent undergraduate students enrolled in at least 6 semester hours, and professional or graduate students. Like with direct subsidized and unsubsidized loans, the Department of Education is the lender. Unlike unsubsidized or subsidized loans, however, applicants must not have adverse credit history to qualify.<\/p>\n\n\n\n<p>A credit check will be conducted once you apply to determine your eligibility. The maximum PLUS loan amount you can receive is the cost of attendance at the time of awarding minus any other financial aid you are receiving.&nbsp;<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/plus\">Find out more about PLUS loans<\/a>.<\/p>\n\n\n\n<div class=\"block_17e04905e85a466611d8044ebf2ec6cb acfb_toggle_block has-toggle\">\n<style>\n.block_17e04905e85a466611d8044ebf2ec6cb {\n                                                       }\n.block_17e04905e85a466611d8044ebf2ec6cb .acfb_toggle_title{\n    background: #f3f4f5;\n    color: #191e23;\n        font-size: px;\n                text-align: left;\n }   \n\n.block_17e04905e85a466611d8044ebf2ec6cb .acfb_toggle_title:hover{\n    background: #e0e0e0;\n    color: #191e23;\n }   \n\n .block_17e04905e85a466611d8044ebf2ec6cb .acfb_toggle_content {\n    background: #f3f4f5;\n    color: #191e23;\n        font-size: px;\n            }\n<\/style>\n\n<button class=\"acfb_toggle_title\">What is adverse credit history?<\/button>\n<div class=\"acfb_toggle_content\"><h4 class=\"display-4 heavy\">You may have adverse credit history\r\nif you have:<\/h4>\r\n<!-- wp:list -->\r\n<ul><li>An outstanding balance of more than\r\n$2,085 that is more than 90 days delinquent, or that has been charged off or\r\nplaced in collections in the last two years.<\/li><li>A default determination in the last\r\nfive years.<\/li><li>A bankruptcy discharge in the last\r\nfive years.<\/li><li>A repossession in the last five\r\nyears.<\/li><li>A foreclosure in the last five\r\nyears.<\/li><li>A charge-off\/write-off of federal\r\nstudent aid debt in the last five years.<\/li><li>Wage garnishment in the last five\r\nyears.<\/li><li>A tax lien in the last five years.<\/li><\/ul>\r\n<!-- \/wp:list --><\/div>\n\n\n<\/div><!-- Uid -->\n\n\n<br>\n\n\n\n<h3 class=\"wp-block-heading display-3\" id=\"plusLoan\"><strong>Disbursements:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>First-Time Borrowers<\/strong>\u202f\u2013 If this is your first time borrowing a student loan, your first disbursement will take place 30 calendar days after the start of the regular semester. The 30-day delay will only take place in the first semester; the first time you borrow a loan.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Federal Direct Loans are Always in Two Disbursements:<\/strong>\u202fAll Direct Loans must be disbursed in two separate disbursements regardless of length of loan period. For example: Students attending both Fall and Spring semesters receive two disbursements; one in the Fall and one in the Spring.\u202f<em>Students attending only one semester in an academic year (ex. Fall Only, Spring Only, or Summer Only) receive two disbursements; one at the beginning of the semester after enrollment is final and one at the midpoint.<\/em>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Must be enrolled in 6 credit hours<\/strong>\u202f&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading display-3\" id=\"plusLoan\"><strong>Exit Counseling<\/strong><\/h3>\n\n\n\n<p>You must complete exit counseling when you leave school or drop below half-time enrollment (under 6 hours). The purpose of this counseling is to ensure you understand your student loan obligations and are prepared for repayment. You can complete exit counseling on Student Aid.gov. <a href=\"https:\/\/studentaid.gov\/exit-counseling\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/studentaid.gov\/exit-counseling\/<\/a>\u202f&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading display-3\" id=\"plusLoan\"><strong>National Student Loan Data System (NSLDS\u00ae)<\/strong><\/h3>\n\n\n\n<p>The <em>National Student Loan Data System<\/em> (NSLDS\u00ae) is the national database of information about loans and grants awarded to students. NSLDS\u00ae provides a centralized, integrated view of federal student aid loans and grants that are tracked through their entire lifecycle from aid approval through disbursement and repayment (if applicable). View your loan and grant information through <a href=\"https:\/\/nsldsfap.ed.gov\/login\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/nsldsfap.ed.gov\/login<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading display-3\" id=\"plusLoan\"><strong>Repayment<\/strong><\/h3>\n\n\n\n<p>When you enter into repayment for your loans, you can pick from repayment plans that base your monthly payment on your income or that give you a fixed monthly payment over a set repayment period. For more information, see <a href=\"https:\/\/studentaid.gov\/manage-loans\/repayment\/plans\" target=\"_blank\" rel=\"noreferrer noopener\">Repayment Plans | Federal Student Aid<\/a>\u202f&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading display-3\"><strong>Fees and Interest<\/strong><\/h3>\n\n\n\n<p>For most federal student loans,\nyou\u2019ll be charged a percentage of the loan amount as a fee, which will be\ndeducted from each disbursement you receive. While this means the amount you\nreceive will be slightly less than what you borrow, you\u2019re still responsible\nfor repaying the entire loan.<\/p>\n\n\n\n<p>Interest on student loans is calculated based on how much you have in unpaid loans. Depending on whether your loans are subsidized or unsubsidized, you may be responsible for paying the interest on your loans while you\u2019re enrolled. If you don\u2019t make interest payments when you\u2019re responsible for paying them, the amount may be added to the total amount of your loan. <\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Interest Rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans<br>First disbursed on or after July 1, 2024 and before July 1, 2025<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Loan Type<\/th><th>Borrower Type<\/th><th>Fixed Interest Rate<\/th><\/tr><\/thead><tbody><tr><td>Direct Subsidized Loans and Direct Unsubsidized Loans<\/td><td>For Undergraduate Students<\/td><td>6.53%<\/td><\/tr><tr><td>Direct Unsubsidized Loans<\/td><td>For Graduate or Professional Students<\/td><td>8.08%<\/td><\/tr><tr><td>Direct PLUS Loans<\/td><td>For Parents of Dependent Undergraduate Students and for Graduates or Professional Students<\/td><td>9.08%<\/td><\/tr><tr><td><\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">2024-2025 Interest Rates for Direct Subsidized Loans,<br>Direct Unsubsidized Loans, and Direct PLUS Loans<\/figcaption><\/figure>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center\"><strong>Interest Rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans<br>First disbursed on or after July 1, 2025 and before July 1, 2026<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>Loan Type<\/th><th>Borrower Type<\/th><th>Fixed Interest Rate<\/th><\/tr><\/thead><tbody><tr><td>Direct Subsidized Loans and Direct Unsubsidized Loans<\/td><td>For Undergraduate Students<\/td><td>6.39%&nbsp;<\/td><\/tr><tr><td>Direct Unsubsidized Loans<\/td><td>For Graduate or Professional Students<\/td><td>7.94%&nbsp;<\/td><\/tr><tr><td>Direct PLUS Loans<\/td><td>For Parents of Dependent Undergraduate Students and for Graduates or Professional Students<\/td><td>8.94%&nbsp;<\/td><\/tr><tr><td><\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">2025-2026 Interest Rates for Direct Subsidized Loans,<br>Direct Unsubsidized Loans, and Direct PLUS Loans<\/figcaption><\/figure>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading display-3\">Federal Perkins Student Loan Program<\/h3>\n\n\n\n<p>Federal Perkins Loans were low interest federal loans offered to students who expressed sufficient financial need. As of October 1, 2017, other than for pre-existing 2017-18 disbursements, Federal Perkins Loans are no longer available. <strong>As of May 2024, McNeese State University has completed the liquidation process of all Federal Perkins Loans disbursed by the University<\/strong>. All borrowers have been assigned to a new loan servicer, see loan servicing information below:<\/p>\n\n\n\n<p>Department of Education<br>ECSI Federal Perkins Loan Servicer<br>P.O. Box 836<br>Coraopolis, PA 15108<br>866-313-3797<br><a href=\"https:\/\/borrowerefpls.ed.gov\">https:\/\/borrowerefpls.ed.gov<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What are Student Loans? Student loans are funds borrowed to pay for tuition and other university expenses, and must be repaid with interest. While both the federal government and private institutions offer student loans, federal loans have benefits like fixed interest rates and income-driven repayment plans. Before looking into private loans, you should explore all&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6010","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.mcneese.edu\/financial-aid\/wp-json\/wp\/v2\/pages\/6010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mcneese.edu\/financial-aid\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.mcneese.edu\/financial-aid\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.mcneese.edu\/financial-aid\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mcneese.edu\/financial-aid\/wp-json\/wp\/v2\/comments?post=6010"}],"version-history":[{"count":5,"href":"https:\/\/www.mcneese.edu\/financial-aid\/wp-json\/wp\/v2\/pages\/6010\/revisions"}],"predecessor-version":[{"id":14407,"href":"https:\/\/www.mcneese.edu\/financial-aid\/wp-json\/wp\/v2\/pages\/6010\/revisions\/14407"}],"up":[{"embeddable":true,"href":"https:\/\/www.mcneese.edu\/financial-aid\/wp-json\/wp\/v2\/pages\/5"}],"wp:attachment":[{"href":"https:\/\/www.mcneese.edu\/financial-aid\/wp-json\/wp\/v2\/media?parent=6010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}